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Long-term care (LTC) insurance provides reimbursement for care for someone who is generally not ill but is unable to perform two of the six activities of daily living (ADLs) such as dressing, bathing, eating, toileting, continence, transferring (getting in and out of a bed or chair). When a policyholder wants to make a claim, the
Good credit is important no matter what stage of life you’re in. Credit scores can impact many areas of life after retirement including the ability to refinance a mortgage, obtain an auto loan, lower insurance premiums and apply to enter an assisted living facility. Following are a few golden rules for maintaining good credit in